business · money · Money Monday

Money Monday #6 – Be Safe and Get Insurance for Home, Work and Play

The iPod family with, from the left to the rig...
Image via Wikipedia

Welcome to another edition of #MM # Money Monday, your weekly guide to better money management and more.

Previous #MoneyMondays: #0#1 | #2 | #3 | #4 | #5 | #6

The Money Tweet “#MT”: “#mm #MoneyMonday ” Be on the safe side and get insurance, It will save money in the long run and just the best way to go #money #work #play”

Today’s post is about, being safe and get insurance.  It’s always the best route to go being insured, whether its is for home, work or play.  Although paying for insurance may cost money and we sometimes may whine about how costly it may be at times, but when it really matters it sure comes in handy.

Home: At home being insured is important whether it is health insurance or property insurance its smart to get it.  You don’t want to have an incident happen such as a slip or fall and end up in the hospital with quite a tab to pay for a simple mistake.  Even just a mere check up can cost an arm or a leg to some.  Another incident or accident such as a natural disaster or malfunction of wiring can cost you your home or equipment.  Be safe, smart and invest in some insurance.  Research for some options today.

Work: At work we have also options for insurance.  Best you get familiar with your work place offerings, whether part-time or full-time, if none is available, be sure you have your own as backup or work on getting into a job that can provide some proper insurance.  Insure you car, your equipment and etc if you use these are business or money-making tools, for if they break, you don’t want to have to come out-of-pocket at some crazy amount to replace or fix something that could of being cover under warranty.  My rule is usually if it cost over $100, get it insured or add warranty.

Play: For all my tech fans and gadget fans, I offer the same advise, that Ipod, IPhone, Blackberry, Xbox 360, ps3, d-slr camcorder or camera, do yourself the justice and throw on some insurance at least 1-3 years.  You never know what might happen, that $30-$70 bucks can definitely save you from another $350 or more.

When I say get insurance, remember everyone needs are quite different, so find ones that suit you best and not a burden to your pocket.  For high-priced equipment, motor vehicles and health insurance the price might be quite high, but think about the peace of mind it might save you knowing you are backed up.  Do your research. And for all who don’t have insurance or simply can’t afford it, please be safe, very cautious and be smart.

Thanks for tuning in to Money Monday
“Remember to always get your money right.”

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blogging · creative · PostAday2011

A Thought I Had: Super Hero

Character co-created by Will Eisner. Image fro...
Image via Wikipedia

I had a thought of epic portion on the way my life has been turning. Some days I feel frozen, some days I feel highly lubricated, but there are those days when I feel like a supreme being of greatness, do you think that’s weird? Mostly it’s a rare day in my life, that I feel I can block bullets, fly over mountains, I have on anti-negativity repellent that just whisk away bad thoughts and actions set against me.   So the thought I was having was, Can I Be A Super Hero? or is it possible that at least one day in our lives as people, were we a Super Hero and didn’t even notice it? I wonder what the answer might be for me and what others may think also, hmmm.

What do you think?

Thanks for reading


Richardo’s Masterful Goals of the Week – February – Week 2

Oh no, here come the Bloggers
Image by Brett L. via Flickr

*note: this is my personal post / guide on masterful moves I need to make for the week, there might be typos and etc.

Since I spend a lot of time on my blog, its like my public work station and workspace…

I hate to see things I post that are incomplete so…my masterful goals shall help push me throughout the week…rawrrr


1. Move ALL portfolio type photos from Facebook to Flickr, ModelMayhem, Modelurl, and Blogspot.

2. Contact Models within New York for Photo shoots and feature opportunities via my new up coming blog/interview series.

3. Convert and Edit all videos to be featured in up coming Real Life with Richardo vlog for YouTube channel.

ok, I can live with these being my most important goals.  I have all week to accomplish these goals.

Masterful Goals of the Week